Thursday, September 03, 2009

begin

today i am debt free.

upon graduating from college, i left with a graphic design diploma and a $15,000 loan to be repaid over the next 11 years. it has been a tremendous burden to me, i have laid in bed countless hours at night trying to figure out how to wriggle myself free from this bondage. osap is like a romantic relationship that goes sour. when you're first introduced it's awesome, it's like love at first sight, but then you break-up and it haunts you, torments you, and gives you constant grief. this ridiculous debt has hindered me and frustrated me. i have been limited in my life options and have been close to tears at the slavery it has put me thru. a number of years ago i came up with a plan that involved me making my last payment (early) the night before my 30th birthday, but it occured to me the other day that i may be in the financial position (and my debt reduced enough) at this point that i could pay it off now. why wait 4 months when i can be debt free today! there's no time like the present. so i made a few calls, and discovered it was possible. when that reality hit my ears i was stunned. i felt like the wind was knocked out of me, and had some difficulty breathing for the next few hours. this was what i have worked for, longed for, dreamt of for the last 8 years, and now i am finally free. i'm completely amazed. there were times when i felt this day would never come, that i would be trapped forever. but now it's done, and i will live the rest of my life free from my osap debt. this is a HUGE accomplishment for me. my heart feels like bursting, i feel like flying, it's amazing. i'm so thankful.

tomorrow i begin a new day. my money is mine to do with what i want. i'm no longer controlled by the obligations of my past. i am a new person. i work because i want to, not because i have to. i have a choice, i have choices. i have served 8 years of an 11 year sentence, and now i'm free.

free at last,
free at last,
thank God almighty, i'm free at last.

4 comments:

rab said...

Congratulations! Being set free from debt is very similar to being set free from sin. The elation is amazing. Like being freed from sin, the trick with being free from debt is staying free. My hope for you is that you will be one of those very rare but very happy people who will eschew debt. (And sin, too!)

Rachel said...

CONGRATULATIONS! SO exciting!

yelsel said...

thanks! i am so elated. it's amazing. and has actually been a great example of enduring unpleasant situations. i'll remember these 8 years very clearly, and will avoid debt and other binding experiences.

bob, i thought you'd particularly be proud of me :)

thanks rach. i appreciate it when people share in my exultation :D

M said...

Congrats!!!!!!!!!!!!!